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# Employee Ownership Ireland: Helping Northern Ireland businesses secure their future through employee ownership

## Sitemaps
[XML Sitemap](https://employeeownershipireland.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [](https://employeeownershipireland.com/blog/3098/): A snapshot survey by Employee Ownership Ireland highlights a clear gap between thinking about succession and taking practical action.
- [Design ID is NI’s 20th Employee-Owned Company](https://employeeownershipireland.com/blog/design-id-is-nis-20th-employee-owned-company/): An engineering consultancy has become Northern Ireland’s 20th employee-owned business, marking a milestone moment for both the company and the wider growth of employee ownership locally.
- [Employee Ownership Ireland at Stormont: 5 Key Takeaways from the Social Economy Showcase](https://employeeownershipireland.com/news/employee-ownership-ireland-at-stormont-5-key-takeaways-from-the-social-economy-showcase/): Employee Ownership Ireland was pleased to take part in the Department for the Economy’s Social Economy Showcase at Parliament Buildings this week, joining organisations from across Northern Ireland to discuss growth, collaboration and impact across the social economy.
- [Employee Ownership Ireland invites Northern Ireland businesses to take part in succession planning research](https://employeeownershipireland.com/news/employee-ownership-ireland-launches-business-succession-research/): News
- [](https://employeeownershipireland.com/news/2844/): *{ box-sizing:border-box; }
- [One year on](https://employeeownershipireland.com/news/one-year-on/): One year of Employee Ownership Ireland Employee Ownership Ireland One year of Employee Ownership Ireland One year ago, we launched Employee Ownership Ireland with a clear aim. Make employee ownership visible, practical and credible in Northern Ireland. Industry led, Government Backed Employee owners 658 → 1,300+ In twelve months since launch What we delivered 15 feasibility studies supported 6 roadshows delivered Conferences across the UK and Ireland From 658 to over 1,300 employee owners On launch day, 658 people worked in employee-owned businesses here. Today, that number is over 1,300. That growth did not happen by chance. Owners asked better questions about succession Advisors raised employee ownership as a serious option Employees saw ownership as something real, not theoretical Launch day: practical conversations from the start Launch day: momentum you could feel in the room Highlight Feasibility studies that help owners move from interest to action We have supported 15 companies through feasibility studies. They helped owners test the numbers, explore the structure, and decide next steps with confidence. Apply for feasibility study support Industry led, Government backed This year marked a major milestone for employee ownership in Northern Ireland. We are now supported by the Department for the Economy. That support reflects growing confidence in employee ownership as a credible business succession and growth model. The Department for the Economy has committed funding to encourage greater uptake of employee ownership across Northern Ireland. Read the Department for the Economy announcement Northern Ireland on the global radar In twelve months, our work has travelled far beyond Northern Ireland. People across the world have tracked the pace of growth with positive feedback from Denmark, Canada, the US and more. We have taken the message across the UK and Ireland. Northern Ireland now sits as a forerunner in the new growth of employee ownership. Sharing Northern Ireland’s progress at the Oxford Symposium on Employee Ownership A stronger board and deeper experience Our board has grown in size and depth. That growth strengthened governance and widened the range of experience around the table. We brought new voices and capability into the board A website built to be used The website expanded quickly because demand required it. People wanted clear answers and tools they could use. More resources for owners and advisors New content rooted in Northern Ireland experience Our CGT calculator, used widely by business owners: open the CGT comparison calculator Try the CGT calculator Real stories. Real voices. Webinars helped owners hear directly from people who have done it. They also helped advisors understand what changes, and what stays the same, after transition. Watch the webinar Roadshows, meetings, and shared learning We ran 6 roadshows across Northern Ireland. We met owners, employees, and advisors face to face. We kept bringing what we learned back into practical support. Roadshows: strong attendance and serious questions EOA Conference: sharing what works Bringing employee ownership to the NI SME event in Newry Be part of something bigger We have shown what twelve months can do. If you are thinking about succession, what would it take for you to explore employee ownership this year? Thinking about employee ownership? If you are exploring succession, advising an owner, or simply want to understand whether employee ownership could work for your business, start a conversation. Email Catherine Muldoon Or email directly: catherine.muldoon@employeeownershipireland.com © Employee Ownership Ireland
- [EOI Wrapped 2025: a year of momentum](https://employeeownershipireland.com/blog/eoi-wrapped-2025-a-year-of-momentum/): Be part of something bigger
- [EOI Weekly — CGT Calculator Momentum, Media Coverage, HMRC Update](https://employeeownershipireland.com/news/eoi-weekly-cgt-calculator-momentum-media-coverage-hmrc-update/): Published: 05 December 2025 · Employee Ownership Ireland
- [EOI News](https://employeeownershipireland.com/news/eoi-news/): This week’s EO / EOT news for Northern Ireland We’ve had another busy week across the EO space, and much of the conversation has centred around the UK Budget changes and what they mean for owners considering an Employee Ownership Trust. It’s been encouraging, though, to see how quickly advisers, business owners and partners across Northern Ireland have engaged with the detail rather than the headlines. As many of you will know by now, the CGT relief on EOT sales has moved from 100% to 50%. It’s a significant shift, and it has naturally prompted questions about deal structure, timing and long-term value for founders who want to leave their business in the hands of their team. But even with this change, the EOT route remains a strong and viable option for succession — especially for owners who prioritise continuity, culture, legacy and local employment. The Employee Ownership Association has published an extremely useful breakdown of what’s changed, why it changed, and what to do next. If you’ve been trying to make sense of the technical detail, their Q&A is well worth a read: CGT Relief on the EOT – Your Questions Answered . A clearer way to understand the new numbers With so much discussion around what the Budget means in practice, we’ve launched a new tool that gives you a straightforward way to look at the numbers. The EOI CGT Comparison Calculator lets you compare a standard sale with an EOT sale under the new rules — showing estimated CGT, net proceeds and the actual difference the change makes. It’s not intended to replace tax advice, but it gives advisers and business owners in Northern Ireland a simple starting point for their conversations. Many of you have already told me how useful it has been when preparing for year-end planning meetings. Try the CGT Comparison Calculator Highlights from this year’s EOA Conference — a packed two days with honest conversations and practical insights. What we learned from the 2025 EOA Conference The EOA has also published its conference takeaways, and there’s a lot in there that resonates with the conversations we’ve been having in NI. This year’s theme — “Owning the Future” — encouraged a more open, honest look at employee ownership: not just where it works beautifully, but also where it stretches leadership teams and requires new habits. One of the strongest messages was the need for real transparency. People want to hear what EO looks like behind the scenes — how boards make decisions, how trustees handle difficult situations, and how employee voice fits into day-to-day operations. Culture and governance came through as the bedrock of long-term success. If you’d like to dig deeper, the EOA’s summary is an excellent read: Read the 2025 Conference Takeaways . Training and events to look out for If the Budget changes have prompted new questions — or if you’d like to strengthen your understanding of EO governance, culture or trustee responsibilities — there’s a lot coming up over the next few months. The EOA’s events programme remains one of the best places to start, with workshops covering everything from trustee development to the practical realities of building an ownership culture. Many sessions are online, making them accessible from Northern Ireland. View EOA events Co-operative Development Scotland and Scottish Enterprise continue to publish helpful resources too — especially case studies from businesses that have transitioned successfully. Explore CDS resources . And not to be left behind, we have some big news coming soon around our events in 2026, so keep an eye out for those! As always, if you’re working with a business that wants to understand what the CGT change means for them, or if you’d like help talking through the feasibility of an EOT, feel free to get in touch. These moments of change often spark the most valuable conversations. Employee Ownership Ireland — Be part of something bigger. Catherine Muldoon
- [Budget Update](https://employeeownershipireland.com/news/2758/): Budget Update: What the New CGT Rules Mean for Employee Ownership The Budget has changed the Capital Gains Tax relief on Employee Ownership Trusts. The core question now is what this means for owners, advisers and succession planning in Northern Ireland. The relief on qualifying sales to Employee Ownership Trusts has moved from 100% to 50% and applies immediately. That change caught many owners and advisers off guard, but it also confirmed something important – government has chosen to keep the EOT model in place as a recognised succession route. What has actually changed? You now pay Capital Gains Tax on half of the gain. The other half is treated as neither a gain nor a loss. Most owners will face an effective rate of around 12%. That still compares favourably with other options: lower than the 14% Business Asset Disposal Relief rate on the first £1m of gain lower than the planned increase of BADR to 18% in April 2026 substantially lower than the 24% rate where no relief applies A new way to see the numbers clearly You can now use Employee Ownership Ireland’s CGT comparison calculator to see what this change could mean in practice. It helps you compare a standard sale and an EOT sale under the new rules, so you can move from headline percentages to real, deal-based figures. If you are talking to advisers, considering options with a co-owner, or testing scenarios for your own succession, this tool gives you a clearer starting point for those conversations. Try the CGT Comparison Calculator Why the model still works You might assume the change weakens EOTs. The reality is more nuanced. Many business owners were not aware of the 100% relief before the Budget. A lot of advisers were only starting to get to grips with it. For many, the news was not that the relief is reducing – it was that any relief exists at all. The relief still achieves its core aims: raising awareness of employee ownership among advisers and owners narrowing the difference in value between an EOT sale and a trade sale removing barriers that stop succession plans moving forward The wider benefits remain unchanged EOTs were never only about tax. Owners and employees repeatedly point to wider benefits that shape how the business feels and performs: stronger employee voice deeper commitment to the organisation improved retention smoother leadership transitions clearer long-term focus better alignment between people, purpose and performance None of these depend on a particular CGT rate. They come from the ownership structure, the culture it supports and the way decisions are made. Trade sales still carry the same risks The Budget has not changed the realities of a traditional sale. Many deals still: fall through late see buyers change terms with little warning shift decision-making outside Northern Ireland put jobs and culture under pressure leave owners unsure about the future of their legacy An EOT avoids these issues. It keeps decisions closer to the people who built the business. It supports continuity and still comes with a meaningful tax advantage. Our ambition remains the same. We want to see employee ownership grow across Northern Ireland. Our target of 10,000 employee owners by 2030 still stands and continues to guide our work. More support for owners and advisers Demand for practical, independent guidance is increasing. Employee Ownership Ireland is expanding the support available so that owners and advisers can move forward with confidence. This includes: updated guidance and practical resources an improved members’ area easier access to independent experts more peer-to-peer learning and networking This support will continue to grow over the months ahead as needs evolve. Ready to explore your options? If you are weighing up your next step, there are two simple ways to move from theory to action. 1. See the numbers for your deal Use the CGT comparison calculator to test different scenarios and see how an EOT sale compares with a standard sale under the new rules. Try the CGT Comparison Calculator 2. Apply for a fully funded feasibility study Access independent legal, financial and structural advice through a fully funded feasibility study provided via the Department for the Economy, with no obligation to proceed. Apply for a feasibility study For many owners, the EOT route remains one of the most reliable ways to secure the future of their business and protect the people who helped build it. How will you use these tools to shape your next decision?
- [21/11/2025](https://employeeownershipireland.com/blog/2715/): You’ll hear her views on:
- [Inspired by Wales: Building 10,000 Employee Owners in Northern Ireland](https://employeeownershipireland.com/news/inspired-by-wales-building-10000-employee-owners-in-northern-ireland/): Thinking about succession or exploring employee ownership? We can help you take the first step.
- [EOI Weekly](https://employeeownershipireland.com/blog/eoi-weekly/): We’ll be at the NI SME Business Conference & Expo(Canal Court Hotel). This event is free to attend and presents a strong opportunity for you and your clients to engage with the business community, explore the EOT model and connect with advisers, peers and support organisations.
- [Weekly EOT Update — Employee Ownership Ireland](https://employeeownershipireland.com/blog/weekly-eot-update-employee-ownership-ireland/): EOI Weekly
- [Employee Ownership on the Rise: October 2025 Round](https://employeeownershipireland.com/blog/employee-ownership-on-the-rise-october-2025-round/): Interest in employee ownership is rising across the UK — and here in Northern Ireland. Here are the key developments this month.
- [Roadshow wrap-up: momentum building for employee ownership in Northern Ireland](https://employeeownershipireland.com/news/2500/): Two weeks on, our EOI roadshow has sparked new conversations, new connections and real next steps for NI businesses exploring employee ownership. Thank you to everyone who joined us. Here’s what happened — and what comes next.
- [Oxford Symposium on Employee Ownership 2025 – Our Reflections](https://employeeownershipireland.com/uncategorized/oxford-symposium-on-employee-ownership-2025-our-reflections/): Last week, the Employee Ownership Ireland team – Karen Maguire, Aidan O’Neill, and Catherine Muldoon – travelled to London and Oxford for the Oxford Symposium on Employee Ownership.Three days. Countless conversations. Ideas and insights that will shape our work for months to come.
- [New Northern Ireland Businesses Look to Employee Ownership as Future-Proof Succession Option](https://employeeownershipireland.com/uncategorized/new-northern-ireland-businesses-look-to-employee-ownership-as-future-proof-succession-option/): 👉 Register your interest or apply for a funded feasibility study👉 Join the Employee Ownership Ireland mailing list
- [Missed our Employee Ownership Webinar? Catch Up Now!](https://employeeownershipireland.com/blog/missed-our-employee-ownership-webinar-catch-up-now/): We had a fantastic turnout at our webinar on Friday 4th July, with great questions, powerful insights, and four brilliant speakers sharing their real-world experience of employee ownership.
- [The Data Behind the Boom – A Deep Dive into Employee Ownership in 2025](https://employeeownershipireland.com/uncategorized/the-data-behind-the-boom-a-deep-dive-into-employee-ownership-in-2025/): The employee ownership (EO) sector in the UK continues to grow at pace, reshaping business structures and offering real alternatives to traditional succession and ownership models. But what does the data tell us?
- [Employee Ownership Trusts: What HMRC’s Research Means for Northern Ireland](https://employeeownershipireland.com/uncategorized/employee-ownership-trusts-what-hmrcs-research-means-for-northern-ireland/): HMRC recently published new research on the impact of Employee Ownership Trusts (EOTs), based on in-depth interviews with 30 businesses that transitioned between 2014 and 2022.
- [Celebrating EO Day 2025: What Have You Planned?](https://employeeownershipireland.com/uncategorized/celebrating-eo-day-2025-what-have-you-planned/): EO Day is fast approaching, and at Employee Ownership Ireland, we’re inviting everyone across the island to join us in celebrating the power of shared ownership.
- [Employee Ownership Ireland Welcomes Two New Board Members](https://employeeownershipireland.com/uncategorized/employee-ownership-ireland-welcomes-two-new-board-members/): Employee Ownership Ireland is pleased to announce the appointment of two new board members: Jeremy Fitch and Zara Duffy. Their leadership and experience will support our mission to grow employee ownership across Northern Ireland and the island of Ireland.
- [IPSA PROMOTES TWO-STAGE IRISH EMPLOYEE OWNERSHIP PLAN TO POLITICIANS AND DEPARTMENT OF FINANCE OFFICIALS](https://employeeownershipireland.com/news/ipsa-promotes-two-stage-irish-employee-ownership-plan-to-politicians-and-department-of-finance-officials/): The Irish ProShare Association has held a meeting with the Department of Finance to propose a two-stage approach to growing employee ownership in Ireland through the use of Employee Ownership Trusts (EOTs).
- [Employee Ownership Ireland Feasibility Studies: Fully Funded Support for Business Owners](https://employeeownershipireland.com/news/employee-ownership-ireland-feasibility-studies-fully-funded-support-for-business-owners/): Helping You Explore Employee Ownership as an Exit Strategy
- [Employee Ownership Ireland Roadshow Series a great success](https://employeeownershipireland.com/uncategorized/employee-ownership-ireland-roadshow-series-a-great-success/): The Employee Ownership Ireland (EOI) Roadshow series concluded this week, with events held across four key locations—Cookstown, Derry, Newry, and Belfast—attracting a diverse range of business owners, advisors, and industry leaders. The series, delivered in partnership with Chartered Accountants Ireland, provided attendees with insights into Employee Ownership Trusts (EOTs) as a sustainable and strategic business model for succession planning.
- [Employee Ownership: A Sustainable Solution for the Social Care Crisis](https://employeeownershipireland.com/blog/employee-ownership-a-sustainable-solution-for-the-social-care-crisis/): As Project Officer for Employee Ownership Ireland (EOI), I am always looking for ways to highlight the benefits of employee ownership across different sectors. One area where EO can have a transformative impact is the social care sector, which is currently facing significant workforce and financial challenges. A recent report by the Employee Ownership Association (EOA) (read the full report here) provides compelling evidence that EO can help address these issues.
- [Launch of Employee Ownership Ireland](https://employeeownershipireland.com/news/launch-of-employee-ownership-ireland/): New business body launches with aim to create 10,000employee-owners by 2029
- [Introducing Karen Maguire: Chair of Employee Ownership Ireland](https://employeeownershipireland.com/news/introducing-karen-maguire-chair-of-employee-ownership-ireland/): Employee Ownership Ireland (EOI) is thrilled to announce Karen Maguire as its inaugural Chair. Karen brings a wealth of experience, vision, and passion for employee ownership, making her an invaluable leader for EOI’s mission to promote and support this growing model across Northern Ireland and beyond.
- [Launching EOI: A New Era for Employee Ownership](https://employeeownershipireland.com/news/launching-eoi-a-new-era-for-employee-ownership/): January 2025 has marked a significant milestone for businesses across the island of Ireland with the launch of Employee Ownership Ireland (EOI), a new member-led community dedicated to fostering the growth of employee ownership. The launch event was an inspiring gathering of thought leaders, business pioneers, and policymakers united by their shared commitment to this progressive model.
- [Roadshows to Shine a Light on Employee Ownership in February 2025](https://employeeownershipireland.com/news/roadshows-to-shine-a-light-on-employee-ownership-in-february-2025/): Employee Ownership Ireland (EOI) is excited to announce a series of roadshows taking place in February 2025, bringing the transformative benefits of employee ownership to businesses across Northern Ireland. With stops in Belfast, Derry/Londonderry, Newry, and Cookstown, the roadshows aim to provide practical insights and inspiration for business leaders interested in exploring employee ownership as a pathway to success.
- [Spotlight on Success: White Ink Architects](https://employeeownershipireland.com/news/spotlight-on-success-white-ink-architects/): In 2021, White Ink Architects made history by becoming the first home-grown Employee Ownership Trust (EOT) in Northern Ireland. This pioneering move marked a significant milestone not only for the Belfast-based architectural firm but also for the wider business community in the region, setting a precedent for others to follow.

## Pages
- [Bricks #3174](https://employeeownershipireland.com/bricks-3174/)
- [Feasibility Study Panel](https://employeeownershipireland.com/feasibility-study-support/feasibility-study-panel/)
- [eolive form](https://employeeownershipireland.com/eolive-form/)
- [Watch Live](https://employeeownershipireland.com/watch-live/)
- [LIVE](https://employeeownershipireland.com/live/)
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- [EOI CGT COMPARISON CALCULATOR](https://employeeownershipireland.com/eoi-cgt-comparison-calculator/)
- [Breakfast](https://employeeownershipireland.com/breakfast/): Loading your response...
- [EOI Tool Kit](https://employeeownershipireland.com/eoi-tool-kit/): For owners
- [Q&A Hub](https://employeeownershipireland.com/qa-hub/)
- [Karen Maguire](https://employeeownershipireland.com/karen-maguire/): Chair, Employee Ownership Ireland
- [No Access](https://employeeownershipireland.com/no-access/)
- [Brand](https://employeeownershipireland.com/brand/)
- [Are you ready to go EO?](https://employeeownershipireland.com/are-you-ready-to-go-eo/)
- [Feasibility Study Support](https://employeeownershipireland.com/feasibility-study-support/)
- [Events](https://employeeownershipireland.com/events/)
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- [Employee Ownership](https://employeeownershipireland.com/employee-ownership/)

## Member Resources
- [Adviser Lunch & Learn Sessions](https://employeeownershipireland.com/member-resource/3059/): /* HERO */
- [Watch the 24 October Roadshow Recording](https://employeeownershipireland.com/member-resource/watch-live-on-demand-events/): Latest replay
- [Employee Ownership via an Employee Ownership Trust (EOT)](https://employeeownershipireland.com/member-resource/employee-ownership-via-an-employee-ownership-trust-eot/): Discover what employee ownership really means for your business and your people.
- [Tool Kit](https://employeeownershipireland.com/member-resource/tool-kit/): This toolkit provides practical guidance for business owners and advisors exploring Employee Ownership Trusts. It includes conversation guides, checklists, succession comparisons, and answers to common questions to help you assess if employee ownership is right for your business or clients.
- [Logos](https://employeeownershipireland.com/member-resource/logos/)
- [Employee Ownership – A Guide to Keep for Later](https://employeeownershipireland.com/member-resource/employee-ownership-a-guide-to-keep-for-later/): A handy guide for NI business owners considering employee ownership—keep it for when you’re ready to plan a smooth, people-focused succession.
- [Employee Ownership Trusts – At a Glance](https://employeeownershipireland.com/member-resource/employee-ownership-trusts-at-a-glance/): A quick guide to Employee Ownership Trusts for NI business owners—what they are, how they work, and why they could be your ideal succession plan.
- [Ronan Heenan – about People 1st NI](https://employeeownershipireland.com/member-resource/ronan-heenan-about-people-1st-ni/): Ronan Heenan is a Director of People 1st NIOver the last thirty years, People 1st have grown steadily to offer services at 15 different offices across the North and South of Ireland and went employee owned in June 2024.
- [Employee Ownership In NI- Real Stories, Real Voices](https://employeeownershipireland.com/member-resource/employee-ownership-in-ni-real-stories-real-voices/): Catch up on our latest Employee Ownership Ireland (EOI) webinar exploring how the Employee Ownership Trust (EOT) model is growing across Northern Ireland. Hear directly from businesses who have made the transition and advisors helping others take the first step. Speakers include: Andrew Harrison, Co-Ownership Solutions – What is an EOT? Stephen Clarke, SCC Ltd – A founder's experience Laura Cassell, S&W Wholesale – Transition reflections Joan McCoy, White Ink – Perspective as a trustee and seller Includes a live Q&A session chaired by Catherine Muldoon, Employee Ownership Ireland. Learn more about EOTs and access support: employeeownershipireland.com Contact: catherine.muldoon@employeeownershipireland.com
- [Employee Trustee Tool kit](https://employeeownershipireland.com/member-resource/employee-trustee-tool-kit/): This Toolkit provides guidance on governance, financial oversight, and employee engagement to help you navigate your responsibilities with confidence.
- [Aidan O’Neill – About DLD Fund](https://employeeownershipireland.com/member-resource/aidan-oneill-about-dld-fund/): Aidan O’Neill is the founder of DLD Fund
- [Anthony McVeigh – About S&W Wholesale](https://employeeownershipireland.com/member-resource/anthony-mcveigh-about-sw-wholesale/): Anthony McVeigh is the CEO of S&W Wholesale
- [Claude Maguire – About White Ink Architects](https://employeeownershipireland.com/member-resource/claude-maguire-about-white-ink-architects/): Claude Maguire is one of the three founders of White Ink Architects in 2001
- [Sharing success: the Nuttall review of employee ownership](https://employeeownershipireland.com/member-resource/sharing-success-the-nuttall-review-of-employee-ownership/): Independent review for BIS, by Graeme Nuttall, on employee ownership. Explains the obstacles to promoting employee owned companies, and sets out a framework for knocking them down. Makes recommendations to government on how to promote employee ownership.
- [Research Bulletin 24/1 ǀ The Employee Ownership Model inNorthern Ireland](https://employeeownershipireland.com/member-resource/research-bulletin-24-1-%c7%80-the-employee-ownership-model-innorthern-ireland/): This research looks at how employee ownership operates in practice, its advantages and challenges, local case studiesof employee owned firms and options for removing any barriers to expansion. England, Scotland and Wales havemade great strides in employee ownership in recent years and Northern Ireland can possibly emulate this.
- [S&W: Transition to Employee Ownership Trust](https://employeeownershipireland.com/member-resource/sw-transition-to-employee-ownership-trust/): A journey towards sustainability and growth for this Northern Ireland-based Wholesale Company
- [White Ink Architects](https://employeeownershipireland.com/member-resource/white-ink-architects/): Journey to Employee Ownership
- [Karen Maguire – About Relinea](https://employeeownershipireland.com/member-resource/karen-maguire-about-relinea/): Based in Crumlin, Relinea are an industry leader in the design and manufacture of GRP products throughout Ireland UK and Europe. As of 2025 they employ thirty-five people. Moved to employee ownership in 2022.
- [Introduction to Transitioning Your Business to Employee Ownership](https://employeeownershipireland.com/member-resource/introduction-to-transitioning-your-business-to-employee-ownership/): Employee ownership is a business model where employees hold a significant or majority stake in the company they work for. It’s an increasingly popular option for business owners looking to secure their company’s future while rewarding employees for their dedication.

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